---
title: "What Is a National Producer Number (NPN)? — Lapidar"
url: https://getlapidar.com/glossary/national-producer-number/
description: "National Producer Number (NPN): NIPR’s one identifier for a producer across states, how carriers use it, and its role in commission attribution."
last_modified: "Wed, 14 Oct 2026 08:43:11 GMT"
source: getlapidar.com (HTML converted to Markdown at the edge)
---

Glossary · Insurance agency commissions

# National Producer Number (NPN)

A National Producer Number (NPN) is the unique identifier NIPR assigns to each licensed insurance producer, individual or business entity, that links the producer’s licenses in every state to one record; it is separate from each state’s license number.

By Lapidar, the team building it · October 14, 2026 · Also called NPN; NIPR number

## What it means

NIPR, the National Insurance Producer Registry, describes it in its help article [Find a National Producer Number (NPN)](https://nipr.com/help/help-articles/find-a-national-producer-number-npn-): “A National Producer Number (NPN) is a unique identifier assigned to licensed insurance producers (individuals and business entities).” A producer, in the NAIC’s [glossary](https://content.naic.org/glossary-insurance-terms), is “an individual who sells, services, or negotiates insurance policies either on behalf of a company or independently.” The NPN stays the same when a producer adds a [nonresident license](https://getlapidar.com/glossary/resident-vs-nonresident-producer-license/) in another state.

What it means for commission: NIPR lists commissions among the NPN’s uses, “Frequently used to match policies to the writing producer for commission payment and reporting.” Carriers use it to check license status before an [appointment](https://getlapidar.com/glossary/carrier-appointment/) and to attribute business; inside the agency, the NPN of the writing producer is what ties a policy to the right [producer split](https://getlapidar.com/glossary/producer-split/).

Lapidar

Lapidar checks carrier commission statements against your policy list and shows commission that is missing, short-paid or paid twice. One plan while it is in its founding pilot: USD 99 a month plus applicable tax, for up to 7 agencies, cancel anytime. [See pricing](https://getlapidar.com/pricing/?from=glossary-national-producer-number). Or [open an account](https://app.getlapidar.com/signup?from=glossary-national-producer-number).

## How it shows on a commission statement

Some carrier statements and producer reports print a producer number or NPN beside each policy; most P&C agency statements are issued per [agency code](https://getlapidar.com/glossary/agency-code/) instead. A policy credited to the wrong producer number is paid to the agency but split to the wrong person.

### In reconciliation, and what Lapidar does

Lapidar does not read NPNs or calculate producer splits. It checks the commission on each line against the book and schedule for that carrier; who in the agency gets a share is outside its checks.

## Example

**Example data: one producer’s numbers, all invented.**

| Identifier | Issued by | Used for |
| --- | --- | --- |
| NPN EX-0098123 | NIPR | One record across all states |
| License EX-WA-55120 | Washington | Resident license |
| License EX-OR-77031 | Oregon | Nonresident license |
| Agency code EX-AC-0412 | Carrier | Statement and payment |

## Common mistakes to check

- Giving a carrier a state license number where it asked for the NPN.
- Setting up a new producer in the AMS without the NPN, so business is attributed to the wrong person.
- Assuming a business entity uses its owner’s NPN; agencies have their own.

## Questions

### How do I find my NPN?

With NIPR’s NPN lookup, by Social Security number, license number or, for an agency, its FEIN.

### Is my NPN the same as my license number?

No. NIPR says license numbers are issued by each state, while the NPN is one nationwide identifier for your producer record.

### Does an insurance agency have an NPN?

Yes. NIPR assigns NPNs to business entities as well as individuals.

### Can my NPN change?

NIPR says that, typically, once assigned an NPN is intended to stay the same.

## Sources

- NIPR (National Insurance Producer Registry), [Find a National Producer Number (NPN)](https://nipr.com/help/help-articles/find-a-national-producer-number-npn-), help article. Retrieved October 14, 2026.
- National Association of Insurance Commissioners, [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms), entry for producer. Retrieved October 14, 2026.

Lapidar is [commission reconciliation software for independent insurance agencies](https://getlapidar.com/), in its founding pilot. Related: [resident vs nonresident license](https://getlapidar.com/glossary/resident-vs-nonresident-producer-license/).

In this entry

1. [What it means](https://getlapidar.com/glossary/national-producer-number/#meaning)
2. [On a commission statement](https://getlapidar.com/glossary/national-producer-number/#on-statement)
3. [Example](https://getlapidar.com/glossary/national-producer-number/#example)
4. [Common mistakes](https://getlapidar.com/glossary/national-producer-number/#mistakes)
5. [Questions](https://getlapidar.com/glossary/national-producer-number/#faq)
6. [Sources](https://getlapidar.com/glossary/national-producer-number/#sources)

All 95 terms, from account current to written premium.

[Glossary A–Z](https://getlapidar.com/glossary/)

Check carrier commission line by line.

[See a sample report](https://getlapidar.com/sample-report/?from=glossary-national-producer-number)

## Reconciling statements is the hard part.

Check carrier commission line by line. [See a sample report](https://getlapidar.com/sample-report/?from=glossary-national-producer-number), or read [how the founding pilot works](https://getlapidar.com/pilot/).

[Open an account — founding pilot](https://app.getlapidar.com/signup?from=glossary-national-producer-number)

[See pricing](https://getlapidar.com/pricing/?from=glossary-national-producer-number)