--- title: "Commission Reconciliation for Momentum AMS (NowCerts) Agencies — Lapidar" url: https://getlapidar.com/for/momentum-nowcerts-agencies/ description: "Which files a Momentum AMS (NowCerts) agency brings to Lapidar: statements from carriers outside the download, and a book export. No integration; not affiliated with NowCerts, Inc." last_modified: "2026-10-12" source: getlapidar.com (HTML converted to Markdown at the edge) --- For Momentum AMS (NowCerts) users # Commission reconciliation for agencies on Momentum AMS (NowCerts) Momentum reconciles downloaded direct bill statements for you. The gap is the carriers that don’t download, and a check against the book rather than against the statement alone. By Lapidar, the team building it · October 12, 2026 Lapidar is not affiliated with, endorsed by or sponsored by NowCerts. Momentum is a trademark of NowCerts, Inc., used here only to describe compatibility with exported files. ## In short - Lapidar has no Momentum AMS (NowCerts) integration. It works from files: a book export, your commission schedule, and the statements your carriers sent. - Statements: CSV, XLSX or PDF with selectable text. Book and schedule: CSV or XLSX. - Statements about Momentum AMS (NowCerts) below come from Momentum’s own public pages, cited on [our Momentum AMS (NowCerts) comparison](https://getlapidar.com/compare/momentum-ams-nowcerts-commission-reconciliation/) (checked 12 Oct 2026). ## What Momentum reconciles itself Momentum’s support site describes direct bill commission statements from carrier downloads being recorded, with agency commission reconciled automatically once the statement is created. Where a downloaded transaction can’t be matched to an insured, you pick the insured manually, and the support page recommends entering the insured and policy before processing downloads. ## Which statements to bring Statements from carriers that don’t send a download come to you as PDF or spreadsheet files; those go to Lapidar as they are: CSV, XLSX, or a PDF with selectable text (no OCR for scans). For downloaded carriers, an automatic reconciliation checks the statement against the policies it names; to have Lapidar check them too, bring the carrier’s own statement file from its agent portal, if it offers one. Lapidar reads nothing out of Momentum. ## The book export from Momentum The support page’s advice to enter the insured and policy first matters here too: a policy missing from the system is missing from the export, and Lapidar will report its commission lines as not in book. We did not find a public Momentum page describing a policy list export, so we don’t name one; use a listing with one row per policy saved as CSV or .xlsx. Whatever report you use, Lapidar needs one row per policy, with columns for carrier (named the way you name it in your schedule), policy number, line of business, new or renewal and written premium; insured name, effective date and number of installments help if you have them. The first time, you tell Lapidar which column is which. Policy numbers that differ from the carrier’s only by dashes, spaces, a renewal suffix or leading zeros (after any prefix you list) are matched automatically. Files can be up to 20 MB. ## After the check You get findings tied to the statement page and row, and a printable report per carrier to send. Lapidar never contacts carriers and makes no entries in Momentum. Every supported format and limit is on the [product page](https://getlapidar.com/commission-reconciliation-software/); the output is on the [sample report](https://getlapidar.com/sample-report/) (invented data). Weighing reconciliation options for Momentum AMS (NowCerts) rather than files? See [Momentum AMS (NowCerts): your options](https://getlapidar.com/compare/momentum-ams-nowcerts-commission-reconciliation/). ## Frequently asked questions ### Momentum already reconciles commission. Why check again? Momentum documents automatic reconciliation for direct bill statements that arrive by download. Carriers outside the download, and policies that produced no statement line at all, are where a check against your book and schedule adds something. ### Is Momentum the same as NowCerts? Momentum’s support site states that Momentum and the Momentum logo are trademarks of NowCerts, Inc. ### Is Lapidar affiliated with NowCerts? No. Lapidar is independent and not affiliated with, endorsed by or sponsored by NowCerts. Momentum is a trademark of NowCerts, Inc.. On this page 1. [What Momentum reconciles itself](https://getlapidar.com/for/momentum-nowcerts-agencies/#momentum) 2. [Which statements to bring](https://getlapidar.com/for/momentum-nowcerts-agencies/#which) 3. [The book export from Momentum](https://getlapidar.com/for/momentum-nowcerts-agencies/#book) 4. [After the check](https://getlapidar.com/for/momentum-nowcerts-agencies/#after) 5. [Frequently asked questions](https://getlapidar.com/for/momentum-nowcerts-agencies/#faq) Lapidar is in its founding pilot and not affiliated with NowCerts. [Open an account — founding pilot](https://app.getlapidar.com/signup) ## Bring your Momentum AMS (NowCerts) export. Open a free account, upload your book export and this month’s statements, and read the findings. $99 a month plus applicable tax, cancel anytime. [Open an account — founding pilot](https://app.getlapidar.com/signup) [What the pilot includes](https://getlapidar.com/pilot/) [See a sample report](https://getlapidar.com/sample-report/)