{
 "state": "California",
 "report_year": 2025,
 "publisher": "California Department of Insurance, Rate Specialist Bureau",
 "report": "2025 California Property & Casualty Market Share Report",
 "source_page": "https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/2025/",
 "retrieved": "2026-10-12",
 "basis": "Direct written premium, licensed insurers, by NAIC group (CDI groups insurers as in its Top 25 report)",
 "lines": {
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   "market_yoy_pct": 8.3,
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   "top10_share_pct": 54.76,
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     "rank": 1,
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     "name": "State Farm Group",
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     "yoy_pct": 10.5
    },
    {
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     "name": "Farmers Insurance Group",
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     "share_pct": 7.4,
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     "yoy_pct": 7.1
    },
    {
     "rank": 3,
     "group_code": 31,
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     "name": "Berkshire Hathaway Group",
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     "yoy_pct": 14.1
    },
    {
     "rank": 4,
     "group_code": 1318,
     "source_name": "Auto Club Enterprises Ins Grp",
     "name": "Auto Club Enterprises Insurance Group",
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     "yoy_pct": 12.4
    },
    {
     "rank": 5,
     "group_code": 8,
     "source_name": "ALLSTATE INS GRP",
     "name": "Allstate Insurance Group",
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     "yoy_pct": 8.4
    },
    {
     "rank": 6,
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     "source_name": "CSAA Ins Grp",
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    {
     "rank": 7,
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     "yoy_pct": 10.8
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    {
     "rank": 8,
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     "source_name": "Travelers Grp",
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    {
     "rank": 9,
     "group_code": 155,
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     "yoy_pct": 19.0
    },
    {
     "rank": 10,
     "group_code": 200,
     "source_name": "UNITED SERV AUTOMOBILE ASSN GRP",
     "name": "USAA Group",
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     "share_pct": 3.24,
     "premium_prev": 3187930846,
     "yoy_pct": 17.1
    }
   ]
  },
  "personal-auto": {
   "label": "Private passenger auto (Lines 19.2 + 21.1)",
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   "market_yoy_pct": 10.9,
   "groups_count": 63,
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   "top10": [
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     "name": "State Farm Group",
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     "yoy_pct": 12.9
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    {
     "rank": 2,
     "group_code": 1318,
     "source_name": "Auto Club Enterprises Ins Grp",
     "name": "Auto Club Enterprises Insurance Group",
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     "yoy_pct": 12.2
    },
    {
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     "name": "Berkshire Hathaway Group",
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     "yoy_pct": 12.9
    },
    {
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     "group_code": 8,
     "source_name": "ALLSTATE INS GRP",
     "name": "Allstate Insurance Group",
     "premium": 4463501047,
     "share_pct": 9.22,
     "premium_prev": 4221851861,
     "yoy_pct": 5.7
    },
    {
     "rank": 5,
     "group_code": 1278,
     "source_name": "CSAA Ins Grp",
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     "premium": 3941108619,
     "share_pct": 8.14,
     "premium_prev": 3669027282,
     "yoy_pct": 7.4
    },
    {
     "rank": 6,
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     "share_pct": 7.58,
     "premium_prev": 2964235783,
     "yoy_pct": 23.8
    },
    {
     "rank": 7,
     "group_code": 69,
     "source_name": "FARMERS INS GRP",
     "name": "Farmers Insurance Group",
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     "yoy_pct": -2.3
    },
    {
     "rank": 8,
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     "source_name": "MERCURY GEN GRP",
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     "yoy_pct": 8.3
    },
    {
     "rank": 9,
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     "source_name": "UNITED SERV AUTOMOBILE ASSN GRP",
     "name": "USAA Group",
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     "yoy_pct": 15.2
    },
    {
     "rank": 10,
     "group_code": 215,
     "source_name": "Kemper Corp Grp",
     "name": "Kemper Corporation Group",
     "premium": 2079921343,
     "share_pct": 4.3,
     "premium_prev": 1879593575,
     "yoy_pct": 10.7
    }
   ]
  },
  "homeowners": {
   "label": "Homeowners multiple peril (Line 4)",
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   "market_yoy_pct": 13.2,
   "groups_count": 47,
   "top10_share_pct": 81.55,
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     "share_pct": 20.09,
     "premium_prev": 3016780474,
     "yoy_pct": 9.4
    },
    {
     "rank": 2,
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     "source_name": "FARMERS INS GRP",
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     "premium_prev": 2246723187,
     "yoy_pct": 12.8
    },
    {
     "rank": 3,
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     "source_name": "MERCURY GEN GRP",
     "name": "Mercury General Group",
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     "share_pct": 7.39,
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     "yoy_pct": 17.7
    },
    {
     "rank": 4,
     "group_code": 1318,
     "source_name": "Auto Club Enterprises Ins Grp",
     "name": "Auto Club Enterprises Insurance Group",
     "premium": 1090622692,
     "share_pct": 6.64,
     "premium_prev": 992225457,
     "yoy_pct": 9.9
    },
    {
     "rank": 5,
     "group_code": 1278,
     "source_name": "CSAA Ins Grp",
     "name": "CSAA Insurance Group",
     "premium": 1067001189,
     "share_pct": 6.49,
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     "yoy_pct": 8.4
    },
    {
     "rank": 6,
     "group_code": 200,
     "source_name": "UNITED SERV AUTOMOBILE ASSN GRP",
     "name": "USAA Group",
     "premium": 1000258262,
     "share_pct": 6.09,
     "premium_prev": 804190575,
     "yoy_pct": 24.4
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    {
     "rank": 7,
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     "source_name": "ALLSTATE INS GRP",
     "name": "Allstate Insurance Group",
     "premium": 947991016,
     "share_pct": 5.77,
     "premium_prev": 751687343,
     "yoy_pct": 26.1
    },
    {
     "rank": 8,
     "group_code": 111,
     "source_name": "LIBERTY MUT GRP",
     "name": "Liberty Mutual Group",
     "premium": 902272859,
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     "yoy_pct": 3.6
    },
    {
     "rank": 9,
     "group_code": 473,
     "source_name": "AMERICAN FAMILY INS GRP",
     "name": "American Family Insurance Group",
     "premium": 676431715,
     "share_pct": 4.12,
     "premium_prev": 512451065,
     "yoy_pct": 32.0
    },
    {
     "rank": 10,
     "group_code": 3548,
     "source_name": "Travelers Grp",
     "name": "Travelers Group",
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     "yoy_pct": 17.9
    }
   ]
  }
 },
 "compiled_by": "Lapidar (https://getlapidar.com/data/pc-carriers-by-state/)"
}